Stephen A. Baldino is the senior planner and owner of Planning Associates Group and has 25 years of experience planning and implementing employee benefit programs and personal financial plans. As a graduate of the State University College at Buffalo and the State University College at New Paltz, where he achieved a Bachelor’s Degree and a Master’s Degree, Stephen has an extremely diversified background in helping employers provide cost effective benefits for companies both large and small, both profit and nonprofit employers. Stephen has worked with numerous clients to provide group health insurance, group life and disability insurance, voluntary benefits, self-insured programs and counseling in the areas of business continuation planning and estate planning. For his personal planning clients, he becomes their counselor and advocate, working to make their goals a reality.

In addition to his financial planning and counseling success, Stephen has served on the boards of several nonprofit organizations, including the Warwick Valley Rotary Club, Ambulance Corp and Central School Board. Stephen is also the current President of the Orange County Legal Aid Society.


sbaldino@warwick.net

Susan B. Perry, licensed agent/broker, spent the first 15 years of her financial career as a Registered Series 3 Commodity Trader on Wall Street. She worked as a Managed Commodity Futures Specialist for E. F. Hutton and later moved with her Commodity Department to Prudential Financial. She also worked for Merrill Lynch Commodities, Inc. and Millburn Corporation as a Commodity Trading Sales Assistant. She holds a Bachelor of Arts from Rider University.

Susan began working with Stephen A. Baldino in September of 2001. She manages the office, updates client portfolios and maintains all service requirements on client accounts and employee benefit programs. For our business clients, Susan becomes their human resource partner and advocate. She has obtained her licenses for Life, Health and Accident Insurances.

sperry@warwick.net

Sue D. Magnuson, benefits assistant, has 12 years experience in various areas of administrative service. Working primarily as an executive assistant for Siemens and Citizens Bank, Sue also has experience with marketing and project management.

Sue began working with Stephen A. Baldino in September of 2009. She generates prospective commercial clients, cares for inquiries about benefit planning and serves as the company’s technology connection.

smagnuson@wariwck.net